Statistical estimates show that there are around 100 million cats and 80 million dogs living in homes across the United States. If you are one of the families that have made the choice to become a pet owner, then you know just how much the canine, feline or exotic animal crew adds to the ambiance of your home.
A warm greeting, unconditional love, and companionship are what our pets give to us daily. Enjoying this special relationship does not come freely, however. Owning a cat or dog does cost a significant amount per month in food and regular care. But what about when they become ill or suffer a traumatic injury?
Our animals, whether feathered or furry, are valued members of our families and it is difficult as a pet parent to see our companions sick or experiencing pain. No pet owner wants to be left with a decision that is made based on finances, and while every pet parent plans to have an emergency pet care budget in place, sometimes the funds we need just aren’t there when we need them.
We’ve gathered some great information for those of you who may be facing a critical time regarding your pet’s health. In addition, these solutions are helpful for all pet parents who want to be prepared for such an instance.
Call on family or friends
The choice is always there to lean on those in your household or extended family, or to call on a favor from a friend. Chances are, relatives or those in your social circle will be happy to assist in the care of a pet they know and love.
Tread carefully here, though. It can be a good solution to an unexpected problem but be sure to put the paperwork together and make it a short term loan in order to keep harmony within the clan or friendship. This type of solution to pet care financing can work, as long as you are timely and responsible when paying back the loan.
Ask for a veterinarian payment plan
Some veterinary clinics and hospitals may be able to offer you a weekly or monthly payment option to finance the emergency surgery or health crisis that is needed for your furry family member.
Veterinarians are in the field of health care for pets because of their love of animals, and if at all possible, many are willing to offer a deferred payment if you ask. Even so, you must understand if your veterinarian is unable to accommodate you. The clinic could have experienced a default on payment in the past and can no longer offer it, or simply may not have the budget to be able to extend the favor.
Seek financial assistance
Another very viable option for pet owners is seeking the assistance of veterinary financing support. Companies like Vetary offer not only simple, fast financing for pet care emergencies when you need it most, but can offer 24-hour support to help you through the process.
Owning a pet means regular veterinary visits for vaccines, deworming, flea and tick control, and much more. Expensive diagnostics due to an unexpected illness, or an emergency like poisoning or a traumatic accident can be taken care of by a veterinary financing company with compassion and understanding, allowing you to concentrate on your pet, not on where the funds will come from.
Buy pet insurance
Many pet owners make the decision to take out pet insurance as soon as the new family member arrives in the household. Contacting an insurance company will enable you to discuss the benefits, premiums, and deductible choices that suit your situation.
In addition, the insurance company will explain to you exactly how the coverage works. One must remember, though having pet insurance can be a great idea, not every health condition or procedure will be fully covered. Your pet’s health coverage will be based on your needs and abilities to pay per month. You can learn more about the benefits of pet insurance here.
Give crowdfunding a try
The internet has opened doors for many a pet owner who has chosen to go the crowdfunding route. Setting up an account is easy and your pet’s circumstance will reach a large audience, potentially enabling you to cover your entire veterinarian bill.
Animal lovers nationwide will often respond to a crowdfunding request for help and this tool may be what you need to get the dental surgery or cancer treatment for your beloved pet.
Though a feasible option, the practicality remains that funding may either trickle in slowly or not at all, leaving your pet in need of veterinarian care.
Investigate a pet relief organization
Fortunately, North America does have its share of relief organizations who focus on pet care. The mission is to keep every pet happy and healthy in every home. Organizations like RedRover Relief offer many services including programs specific to health conditions, grants, and fundraising tools all aimed at helping you obtain the pet care financing you need.
Animal lovers will feel like they are giving back by aligning themselves with a relief organization. Not only can they help you finance care for your dog or cat, but you can help them in return by volunteering or donating, imparting your love for other animals in need.
Visit a veterinary college
If you do have a small fund set aside for emergency pet care (and this is always a good idea), visit your local veterinary college to explore the possibility of obtaining the care that you need for your pet at a reduced rate.
Teaching hospitals strive to provide compassion alongside outstanding health care, sometimes at a rate lower than a veterinary hospital can offer. Veterinary colleges can offer assistance to owners of pets large to small, and cover a broad variety of services and needs. Take note, not all veterinary colleges are able to offer a reduced rate, but if your pet’s condition can wait, it is an option worth checking into.
Guest post by Vetary’s editorial team